Computer hardware and downloadable software for collecting, storing, analyzing, and providing data and information regarding electronic payment transactions, consumer lending transactions, and merchant lending transactions; Downloadable computer software for facilitating mobile payments, and enabling customers to use their electronic signature, PIN, name or photo in completing mobile payment transaction; Downloadable computer software for collecting, storing, analyzing and reporting business related data and information, namely, software for creating and reporting of business analytics relating to payment processing, authentication and tracking; Downloadable computer software for use in originating loans, loan underwriting, loan financing, arranging of loans, loan account servicing, consumer lending services, merchant lending services, installment loans servicing, credit assessment, credit risk monitoring, payment transaction processing, processing financial transactions, performing electronic business transactions, and banking; Magnetically encoded credit cards and magnetic payment cards; Computer hardware and downloadable software for processing and authenticating payment transactions with credit cards, debit cards, virtual cards, and prepaid cards; Electronic devices, namely, card readers, computer chip card readers, point of sale terminals, and related hardware and software, all for accepting, effecting, enabling, facilitating, processing, operating, authenticating and managing payment transactions via mobile devices

Consumer lending services; Installment loan services; Revolving loan services; Financing and loan services; Arranging of loans; Financing services; Evaluation of the credit worthiness of private individuals; Issuing of credit cards; Banking services; Financial transaction services, namely, providing secure commercial transactions and payment options; Financial services, namely, credit card, debit card, and virtual card transaction processing services; Electronic payment services involving electronic processing and subsequent transmission of bill payment data; Providing consumer lending underwriting and consumer lending account servicing via mobile devices, point of sale terminals, and the Internet; Providing lease financing for durable consumer goods; Business finance procurement services

Software as a service (SaaS) services featuring software for providing a computer software data and technology platform for use in originating loans, loan underwriting, loan financing, arranging of loans, loan account servicing, consumer lending services, merchant lending services, installment loans servicing, credit assessment, credit risk monitoring, payment transaction processing, processing financial transactions, performing electronic business transactions, and banking; Providing temporary use of non-downloadable software for providing a computer software data and technology platform for use in originating loans, loan underwriting, loan financing, arranging of loans, loan account servicing, consumer lending services, merchant lending services, installment loans servicing, credit assessment, credit risk monitoring, payment transaction processing, processing financial transactions, performing electronic business transactions, and banking