Providing an online searchable database in the fields of credit scores, criminal history, and proof of income, that validates applicant provided information and documents against third-party sources in near real-time for purposes of qualifying borrowers, tenants and rental applicants; Borrowers, Tenant and applicant screening services, namely, providing criminal background checks, eviction record reports, credit checks, and proof of income verification; Financial data analysis; Payment and funds verification services; Financial services in the nature of income predictability modeling, namely the evaluation of income history and other data to identify the risk profile toward enhanced modeling and predictive understanding of applicants capacity to pay; financial information services, namely, providing consumers with information that businesses, banks, and others use to make informed decisions; income verification information services, namely, providing income verification information relating to consumer applicants for rental or purchase; providing information and on-line computer databases in the fields of consumer purchase or borrowing, insurance, finance and real estate to assist businesses in the consumer lending, insurance, financial and real estate industries with the evaluation of potential customers and decision management with regard to service offerings; Financial data analysis in the nature of providing statistical data on consumer income history scores for the purpose assisting businesses and individuals in making informed decisions

Software as a service (SAAS) services in the field of screening services for lenders, landlords, rental companies, and property management companies, namely, income verification information services; Software as a service (SAAS) services in the field of providing data and analytics for lenders, landlords, rental companies, and property management companies for risk assessment, pricing optimization, decisioning, and income verification; Data aggregation services, namely, rental property applicant screening services featuring software as a service (SAAS) services featuring application programming interface (API) software for verifying and authenticating employment and income information from consumer permissioned data for use by consumer lenders, property owners and landlords in the assessment of borrowers and rental property applicants; employment and income verification services; verifying and authenticating account details of consumer loan and rental property applicants; analyzing and assessment of consumer permissioned data for rental property and borrower applicants, and provision of related data to landlords and property owners and lenders; software as a service (SAAS) services featuring software for use in predictive analytics and decision management in the fields of property management, credit lending and financial credit modeling, and business process optimization and optimization of the economics of business

Tenant and borrower background investigation services, namely, verification of employment, and income verification; Tenant and borrower background investigation services for residential rentals, namely, verification of employment and income verification; Personal background investigations for rental property applicants and borrowers and provision of related data to landlords and property owners and lenders; conducting background investigation and research for security or authentication purposes through investigation of assets, credit reports, fiscal assessments, and collection reports