Downloadable software for providing access via a secure electronic portal to group benefit plans for employees and members to facilitate plan and benefits enrolment, selection and utilization decision support, submission, processing, and adjudication of claims, profile management, document and form upload, and communication of information about plan and benefit coverage; downloadable software for processing and administration of claims and payment data submitted under group benefit plans; downloadable software for (i) providing a library of health, fitness, nutrition, and wellness-related activities and programs, (ii) generating personalized recommendations of health, fitness, nutrition, and wellness-related activities and programs for users determined from machine learning-based processing of user data, (iii) allowing users to select and register for health, fitness, nutrition, and wellness-related activities and programs, (iv) tracking progress made by users in health, fitness, nutrition, and wellness-related activities and programs, and (v) rewarding users for completion of health, fitness, nutrition, and wellness-related activities and programs; downloadable software for administering, conducting, and providing employee access to employer-sponsored incentive and rewards programs in the nature of competitions, challenges, and events directed to improved health and wellness; downloadable software for enabling users to exchange electronic messages via chat rooms, forums, and message boards in the field of health and wellness; downloadable software for facilitating communication between participants of incentive and rewards programs in the nature of competitions, challenges, and events directed to improved health and wellness; downloadable software for social networking and interacting with online communities; downloadable software for scheduling and managing of appointments with medical and health care professionals for others; downloadable software for providing users with referrals to medical and health care professionals that offer virtual health care services; downloadable software for providing and managing online directories of health service providers, medical centres and facilities, and medical and health care professionals; downloadable software for providing digital messaging via a secured online computer platform, namely, exchanging text, graphics, images, and video and audio recordings with medical and health care professionals; downloadable software for enabling user access via a secure electronic portal to a health concierge that provides health assessments, information on the care and management of health conditions, and referrals to health care facilities, professionals, directories, and resources; downloadable software for enabling users to arrange and conduct appointments with medical and health care professionals by secure video conference; downloadable software for providing users with health care assessments, personalized health coaching and behaviour change support, and preventative health information related to the care and management of health conditions; downloadable software for electronic processing and storing of health care information, records, forms, and documents; downloadable software for providing information related to health and wellness, health care professionals and facilities, and care and management of health conditions; downloadable software for managing and fulfilling pharmacy prescriptions via a secure electronic portal; downloadable software for operating an online marketplace for buyers and sellers of goods and services in the field of health and wellness; downloadable software for ordering consumer goods and services in the field of health and wellness via an online marketplace; downloadable software for electronic processing of orders for goods and services purchased in an online marketplace; downloadable software for promoting the goods and services of others in the field of health and wellness by means of (i) advertisements displayed in an online marketplace, (ii) rebates, coupons, and discounts offered on products for sale in an online marketplace, and (iii) redemption of reward points by users for credit applied against purchases made in an online marketplace; downloadable software for generating and displaying personalized product recommendations for users determined based on user behavioural and health information data; downloadable software for enabling access to hosted evaluative product reviews submitted by purchasers of goods and services in the field of health and wellness; downloadable software for providing consumer product and pricing information for goods and services in the field of health and wellness; downloadable software for providing an electronic wallet for users to store credit card, bank account, insurance policy, spending account balance, and personal health and medical information; downloadable software for (i) providing users with a self-administered health and wellness assessments, (ii) generating a digital health profile for users containing health-related information, goals and objectives, and personalized recommendations, (iii) storing, aggregating, organizing, tracking, and displaying biometric data and information related to user health and wellness, (iv) generating statistics, metrics, data, and reports related to user health and wellness, (v) integrating with personal electronic devices, namely, wearable activity and fitness trackers, biometric sensors and monitors, and wearable technologies, and (vi) allowing upload and storage of user and biometric data transferred from personal electronic devices; downloadable software featuring software development kits (SDK) for use designing, configuring, and developing digital healthcare and health benefits platforms

Administering, conducting, and providing employee access to employer-sponsored incentive and rewards programs in the nature of competitions, challenges, and events directed to improved health and wellness; scheduling and managing of appointments with medical and health care professionals for others; medical and health care referral services, namely, providing information about medical and health care professionals that offer virtual health care services; managing and providing information in the form of online directories of health service providers, medical centres and facilities, and medical and health care professionals; operating an online marketplace for buyers and sellers of goods and services in the field of health and wellness; computerized online ordering services featuring consumer goods and services in the field of health and wellness; electronic processing of orders for goods and services purchased in an online marketplace; promoting the goods and services of others in the field of health and wellness by means of (i) advertisements displayed in an online marketplace, (ii) rebates, coupons, and discounts offered on products for sale in an online marketplace, and (iii) redemption of reward points by users for credit applied against purchases made in an online marketplace; generating and displaying personalized product recommendations for users determined based on user behavioural and health information data; hosting evaluative product reviews submitted by purchasers of goods and services in the field of health and wellness; providing consumer product and pricing information for goods and services in the field of health and wellness

Consulting services, namely, design and implementation of group benefit plans concerning insurance and finance for others; administering and managing group benefit plans concerning insurance and finance for employees and members, namely, health and lifestyle spending accounts, drug, medical, and dental expense coverage, and life, disability, and health insurance policies; provision of access to a secure electronic portal for employees and members of group benefit plans concerning insurance and finance to facilitate plan and benefits enrolment, selection and utilization decision support, submission, processing, and adjudication of claims, profile management, document and form upload, and communication of information about plan and benefit coverage; insurance services, namely, processing and administration of claims and payment data submitted under group benefit plans; health insurance brokerage services; provision of an electronic wallet for users to store credit card, bank account, insurance policy, spending account balance, and personal health and medical information; payment processing services provided through a website; electronic processing of payments utilizing credit cards, debit cards, prepaid cards, electronic funds transfer, credit accounts, flexible spending accounts, and electronic wallets

Telecommunications services, namely, enabling electronic exchange of messages via chat rooms, forums, and message boards in the field of health and wellness; telecommunications services, namely, providing digital messaging services for exchanging text, graphics, images, and video and audio recordings with medical and health care professionals via a secured online computer platform

Software as a Service (SaaS) services featuring software for (i) providing a library of health, fitness, nutrition, and wellness-related activities and programs, (ii) generating personalized recommendations of health, fitness, nutrition, and wellness-related activities and programs for users determined from machine learning-based processing of user data, (iii) allowing users to select and register for health, fitness, nutrition, and wellness-related activities and programs, (iv) tracking progress made by users in health, fitness, nutrition, and wellness-related activities and programs, and (v) rewarding users for completion of health, fitness, nutrition, and wellness-related activities and programs; software as a Service (SaaS) services featuring software for facilitating communication between participants of incentive and rewards programs in the nature of competitions, challenges, and events directed to improved health and wellness; software as a Service (SaaS) services featuring software for (i) providing users with a self-administered health and wellness assessments, (ii) generating a digital health profile for users containing health-related information, plans and objectives, and personalized recommendations, (iii) storing, aggregating, organizing, tracking, and displaying biometric data and information related to user health and wellness, (iv) generating statistics, metrics, data, and reports related to user health and wellness, (v) integrating with personal electronic devices, namely, wearable activity and fitness trackers, biometric sensors and monitors, and wearable technologies, and (vi) allowing upload and storage of user and biometric data transferred from personal electronic devices; design and development of computer software for others, namely, digital healthcare and health benefits platforms; computer software consulting services, namely, implementation, configuration, and integration of digital healthcare and health benefits platforms; computer software management services, namely, providing maintenance and technical support for digital healthcare and health benefits platforms; software as a service (SaaS) services featuring software development kits (SDK) for use designing, configuring, and developing digital healthcare and health benefits platforms

Online health concierge services, namely, access to health assessments, information on the care and management of health conditions, and referrals to health care facilities, professionals, directories, and resources; virtual health care services, namely, enabling access to online telehealth and consultation services via a secure electronic portal, and arranging and conducting appointments with medical and health care professionals by video conference; health care consultation, counselling, and advisory services, namely, providing health care assessments, personalized health coaching and behaviour change support, and preventative health information related to the care and management of health conditions; managed health care services, namely, electronic processing and storing of health care information, records, forms, and documents; online health care information services, namely, providing a website and mobile platform featuring information related to health and wellness, health care professionals and facilities, and care and management of health conditions; online pharmacy services, namely, namely management and fulfillment of prescriptions via a secure electronic portal

Online social networking services provided via a digital healthcare and health benefits platform