Cloud-based platform as a service featuring computer software platforms offering a complete solution for streamlining, managing, implementing and standardizing the request for quote and request for proposal process and workflow in the healthcare, health insurance, insurance, reinsurance, and prescription benefits industries, namely, receiving, managing, generating, and submitting requests for quotes and requests for proposals, managing quotes and proposals, CRM integration, managing and custom-building of documents generated, contract management and automation of the entire process, paperless solutions, e-signature and chat solutions; electronic signature verification services using technology to authenticate user identity; Cloud-based platform as a service featuring computer software for connecting business processes for quote proposal generation, request for proposals, and contracts; Cloud-based platform as a service featuring computer software for managing quotes and requests for proposals; Cloud- based platform as a service featuring computer software for managing and custom- building documents generated in the process of generating requests for proposals