Platform as a service (PAAS) featuring computer software platforms for allowing online peer-to-peer currency financial services, namely, for trading, lending, financing, and exchange of currency, digital currency, virtual currency, cryptocurrency, valuable tokens, and digital tokens; software as a service (SAAS) services featuring computer software for use in on-line trading of securities, portfolio management, and investment management in the fields of finance and investments; software as a service (SAAS) services featuring software for conducting account transactions, securities trades, research, analysis and portfolio management, monitoring, risk-appetite assessment, and rebalancing activities, all in the fields of finance, investments, and wealth management; software as a service (SAAS) services featuring software for accessing, viewing, downloading, sharing, managing and saving account data, news, research and information in the fields of finance and investing; software as a service (SAAS) services featuring software for communicating directly with financial services professionals and end-point investors; Platform as a service (PAAS) featuring computer software platforms for opening brokerage accounts, clearing and custody of securities, equities, fixed income instruments, and mutual funds, trade reporting, securities compliance functions, tax reporting, wire transfers, and account transfers; Providing user authentication services for financial transactions using biometric hardware and software technology; providing online non-downloadable software for use in connection with conducting secure online financial transactions; Platform as a service (PAAS) featuring computer software platforms for allowing consumer to access financial and banking products and services; Software as a service (SaaS) featuring software for use in account opening, maintenance, and providing related instructions in the fields of banking, finance, and investment