Providing customer service and call center services for others; Advertising and marketing

Managed services to financial institutions in the field of fraud management and detection services with respect to financial, credit and debit card services, namely, contacting consumers to confirm receipt of cards, customer, merchant and transaction screening, transaction, business and statistical data analysis and processing, verifying and revising information on financial instruments presented for payment, and fraud reporting; Managed services to financial institutions in the field of data management services for credit and debit cards; Financial portfolio management, namely, commercial card portfolio management services; Providing credit card services to financial institutions, namely, services designed to assist financial institutions in deciding whether to extend credit, risk management services, services designed to ensure the proper handling of chargebacks, collections and recovery of both delinquent and charged-off accounts, and cardholder requests for additional or replacement cards, PINs and changes of name, address or phone number, account maintenance services and customer related services, namely, responding to cardholder inquiries regarding; balance, available credit, account status, authorizations, payments or credit line; providing additional copies of cardholder statements; processing emergency credit line increase requests; and providing financial portfolio management services; issuance of digital credit cards

Providing non-downloadable software for secure chat services with customers of financial institutions