Downloadable and recorded software for facilitating commercial transactions through electronic means via wireless networks, global computer networks and mobile telecommunication devices; Downloadable and recorded software for enabling processing of electronic funds transfers and payments made via ACH, credit cards, debit cards, prepaid cards, wireless wallets, mobile wallets, electronic wallets, electronic check and electronic, mobile and online payments; Downloadable and recorded software for organizing, storing, providing access to, redeeming, scanning, sharing, and providing information about goods, services, discounts, tickets, boarding passes, admission tickets, transit passes, coupons, rebates, discounts, event tickets, vaccination cards, incentive programs, gift cards, special offers, rewards, and consumer loyalty programs; Downloadable and recorded software for processing, facilitating, verifying, and authenticating mobile payments and contactless transactions with retailers, merchants, and vendors using a mobile device; Downloadable and recorded software for capturing, managing, and storing credit card and debit card information

Financial services, namely, providing, processing, verifying and authenticating mobile payments, commercial transactions and payment options, loyalty reward card transactions, pre-paid cards, contactless credit and debit card transactions, and bill payment transactions with retailers, merchants, and vendors via mobile devices; Financial transaction services, namely, providing secure commercial transactions and payment options

Providing temporary use of online non-downloadable software for facilitating commercial transactions through electronic means via wireless networks, global computer networks and mobile telecommunication devices; Providing temporary use of online non-downloadable software for enabling processing of electronic funds transfers and payments made via ACH, credit cards, debit cards, prepaid cards, wireless wallets, mobile wallets, electronic wallets, electronic check and electronic, mobile and online payments; Providing temporary use of online non-downloadable software for organizing, storing, providing access to, redeeming, scanning, sharing, and providing information about goods, services, discounts, tickets, boarding passes, admission tickets, transit passes, coupons, rebates, discounts, event tickets, vaccination cards, incentive programs, gift cards, special offers, rewards, and consumer loyalty programs; Providing temporary use of online non-downloadable software for processing, facilitating, verifying, and authenticating mobile payments and contactless transactions with retailers, merchants, and vendors using a mobile device; Application service provider featuring application programming interface (API) software for integration of online payment systems, loyalty and rewards programs, tickets, passes, coupons, and special offers between merchants and customers