Encoded smart card containing embedded payment programing that analyzes prescriptions claims data to select optimal treatment and cost-optimize benefits for health plans, employer-sponsored health benefits, and patients

Administration of health savings accounts (HSAs); Payment processing services between pharmacy benefit managers and pharmacies; Reimbursement payment processing in the field of pharmacy and healthcare benefits; Facilitating and arranging for the financing of prescription medications for patients; Providing loans for prescription medicine; financial credit services, namely, consumer lending services for buy now pay later consumer financial lending for the purchase of prescription medications; Financing of prescription medicine purchases

Providing an online platform featuring non-downloadable software that allows employers to manage and cost-optimize pharmacy benefit spend; providing online platform accessible via mobile applications and through the Internet featuring a dashboard and advice that helps patients evaluate prescriptions for cost-savings; Providing online non-downloadable software for providing analytics regarding pharmacy benefit and healthcare spend to identify cost-effective clinical alternatives; Software as a service (SAAS) services featuring software for the health care industry which provides embedded payment solutions that analyzes costs, pharmacy benefit coverage, and identifies cost-effective alternatives and best payment options; Software as a service services, namely, a clinical documentation and decision support platform that supports comprehensive medication reviews for medication therapy management programs; Software as a service services, namely, providing software with payment processing functionality that evaluates prescriptions for cost-savings. selects optimal treatment, and cost-optimizes benefits for health plans, employer-sponsored health benefits, and patients