providing temporary use of online non-downloadable software featuring a regulatory compliance platform that provides digitized regulatory sandboxes, licensing and supervisional compliance; providing temporary use of online non-downloadable software for use in connection with regulatory compliance in the field of banking; providing temporary use of online non-downloadable software for use in securing regulatory approval in the field of banking; providing temporary use of online non-downloadable software for automated review of applications for regulatory approval; providing temporary use of online non-downloadable software that allows multi-party collaboration on workflows to facilitate regulatory reviews and fintech innovation; providing temporary use of online non-downloadable software featuring API and developer libraries; providing temporary use of online non-downloadable software for connecting regulators and innovators in the field of fintech; providing temporary use of online non-downloadable software that automates regulatory compliance with embedded data sharing and risk assessment tools for banking and financing services