Terminals to process credit, payment, debit card, charge card, gift card, stored value card, prepaid card, loyalty card and stored value card transactions all distributed exclusively through various retail outlets in Canada and various non-retail outlets in Canada, namely, bars, night clubs, hotels, motels, public transportation terminals, namely,: bus terminals and train stations, elementary schools, post-secondary schools, colleges, universities, childcare facilities, animal boarding facilities, school cafeterias, medical clinics, medical labs, dental clinics, veterinary clinics, airports, travel agencies, parking garages, laundry facilities, movie theatres, live event theatres, sports stadiums, government offices, car wash facilities, long term care facilities, daycare facilities, trade shows, marinas, cruise ships, employment agencies, senior living residences, charities, vehicle rental stores and vacation resorts; Communication systems for the processing of credit, payment, debit card, charge card, gift card, prepaid card, loyalty card and stored value card transactions via electronic means, namely, handheld point of sale communication devices, desktop point of sale communication devices, computer terminals of all kinds and point of sale computer software for the processing of payments to allow users to perform point of sale transactions via a global computer network in the field of e-commerce; Wireless communication systems for the processing of credit, payment, debit card, charge card, gift card, prepaid card, loyalty card and stored value card transactions, namely, handheld wireless point of sale communication devices, wireless computer terminals of all kinds and point of sale computer software for the wireless processing of payments to allow users to perform point of sale transactions via a wireless global computer network in the field of e-commerce; Software to allow for the transmission of purchase information in order to process credit, payment, debit card, charge card, gift card, stored value card, prepaid card, loyalty card and stored value card transactions; Software to allow merchants and customers to access credit, payment, debit card, charge card, gift card, stored value card, prepaid card, loyalty card and stored value card transactions; Point of sale computer software