Platform as a service (PAAS) featuring computer software platforms for managing and viewing user online presence, account usage, and account data across multiple disparate online platforms, namely, social media, online subscriptions, digital user accounts, search engines, and online gaming platforms; Platform as a service (PAAS) featuring computer software platforms for generating, displaying, accessing, and storing analytics of security, digital cookies, online and software platform data collection, and usage of online platforms, namely, social media, online subscriptions, digital user accounts, search engines, and online gaming platforms; Platform as a service (PAAS) featuring computer software platforms for managing user preferences and permissions across multiple disparate online platforms, namely, social media, online subscriptions, digital user accounts, search engines, and online gaming platforms; Platform as a service (PAAS) featuring computer software platforms for accessing multiple disparate online platforms, namely, social media, online subscriptions, digital user accounts, search engines, and online gaming platforms; Platform as a service (PAAS) featuring computer software platforms for managing online digital asset storage and accessing digital assets stored online, in decentralized storage networks, and in distributed ledgers; Platform as a Service (PAAS) for use by individuals and businesses to grant access to the individuals' and businesses' data to receive advertising and revenues generated by allowing use of data; Platform as a Service (PAAS) for use by individual users to selectively grant access to each user's data to receive advertising based on the user's data and selected permissions and to receive revenues generated by allowing use of data; Platform as a Service (PAAS) for use by businesses to receive access to individual users' data and to present advertising and information to each individual user based on the user's selected permissions and opt-in elections