Insurance actuarial services; Insurance agencies; Insurance agency and brokerage; Insurance brokerage; Insurance brokerage in the field of Property and Casualty; Insurance brokerage in the field of Surplus Line; Insurance brokerage in the field of Health and Life; Insurance brokerage services; Insurance carrier services; Insurance information; Insurance information and consultancy; Insurance services, providing premium rate quotes via on-line, telephone and mail means; Issuance of Property and Casualty insurance; Life insurance brokerage; Providing counseling and consulting in the field of healthcare insurance benefits; Providing information regarding policy rates for all types of insurance and electronic processing of insurance claims and payment data over a web based computer network