Financial services, namely, banking, credit card transaction processing services, debit card transaction processing services; payment verification services; payment card transaction authorization services; electronic funds transfer; payment transaction authentication, namely, providing secure commercial transactions and payment options and debt settlement services; value exchange services, namely, secure electronic cash transactions over computer networks to facilitate electronic commerce; Provision of financial information in the nature of electronic payment data via a global computer network or via telecommunication, mobile or wireless devices; financial consulting services in the fields of payment solutions, banking, credit cards, debit cards, and payment cards

Providing temporary use of non-downloadable software applications for facilitating purchases and payments; Software as a service (SaaS) services featuring software for use in providing retail store and ordering services; Software as a service (SaaS) services, featuring software for capturing, tracking, and processing transactions between consumers and stores; Software as a service (SaaS) services featuring software for authenticating user identification, retail management software, data synchronization software, payment software, order fulfillment management and purchase management, and point of sale (POS) software; computer services, namely, creating an online community for users to engage in social networking services