providing by referrals access to capital in order to promote economic development for businesses and individuals in low to moderate income communities; providing financial information services to promote economic development for businesses and individuals in low to moderate income communities; providing financial information services to promote financial literacy and personal financial management skills for businesses and individuals within low to moderate income communities; financial research and information services; financial advice and consultancy services; financial affairs and monetary affairs, namely, financial information, management and analysis services; financial consulting services, namely, expert analysis in finance