Providing incentive and rewards programs to users through issuance and processing of prizes; administration of a loyalty program; providing incentive award programs for customers and employees through the distribution of special member-only events, merchandise, and spotlights for the purpose of promoting and rewarding loyalty; online retail store featuring gift cards and gift codes; providing information, news, and commentary in the fields of business, politics, current events, trending topics, social issues, and on developments relating to and impacting business; providing a website featuring news, information and articles about a variety of topics, namely, politics, government, community, international affairs, business, business management, business networking, and business negotiations