Electronic financial services, namely, monetary services for receiving and disbursing payments in bitcoin and virtual currencies over a computer network and exchanging bitcoin and virtual currencies over a computer network; electronic financial services, namely, receiving and disbursing payments and gifts in virtual currencies over a computer network; financial services, namely, providing a virtual currency for exchange over a computer network; cryptocurrency exchange services, namely, exchanging bitcoin and virtual currencies over a computer network; financial management and administration services, namely, facilitating transfers of digital currency, transmission of digital currency via electronic communication networks, and electronic transmission of digital currency and bitcoin; financial services, namely, electronic funds transfer; clearing and reconciling financial transactions via a global computer network; credit card and debit card transaction processing services; bill payment services; merchant services, namely, payment processing services featuring virtual currency; online banking services; banking services; online banking services; core banking services