(Based on 44(d) Priority Application) Downloadable software for instant messaging and internet messaging; Electronic payment terminal; Downloadable computer programs for financial matters,; Downloadable computer software for handling financial transactions, financial management, payments, e-payment, online payment, e-commerce, to facilitate payment transactions by electronic means, for processing electronic payments to and from others, for facilitating group and multiple user payments, for facilitating charitable donations; Downloadable software in the nature of a mobile application for facilitating group or multi-user purchases and for facilitating group or multi-user financial saving; Recorded computer programs for financial matters; Recorded computer software for handling financial transactions, financial management, payments, e-payment, online payment, e-commerce, to facilitate payment transactions by electronic means, for processing electronic payments to and from others, for facilitating group and multiple user payments, for facilitating charitable donations(Based on 44(e)) Downloadable software for instant messaging and internet messaging; Electronic payment terminal; Downloadable computer programs for financial matters,; Downloadable computer software for handling financial transactions, financial management, payments, e-payment, online payment, e-commerce, to facilitate payment transactions by electronic means, for processing electronic payments to and from others, for facilitating group and multiple user payments, for facilitating charitable donations; Downloadable software in the nature of a mobile application for facilitating group or multi-user purchases and for facilitating group or multi-user financial saving; Recorded computer programs for financial matters; Recorded computer software for handling financial transactions, financial management, payments, e-payment, online payment, e-commerce, to facilitate payment transactions by electronic means, for processing electronic payments to and from others, for facilitating group and multiple user payments, for facilitating charitable donations

(Based on 44(d) Priority Application) Banking services; Bill payment services provided through a website; Bill payment services provided via on-line sites; Charitable fundraising services by means of a website where donors search for and make monetary donations to specific charities or projects aimed at a variety of charitable organizations; Charitable fundraising services by means of providing individuals with the information and opportunity to make monetary donations to their favorite charity; Currency exchange services; Electronic payment services involving electronic processing and subsequent transmission of bill payment data; Electronic transfer of funds; Electronic transfers of money; Electronic processing of insurance claims and payment data; Financial transaction services, namely, providing secure commercial transactions and payment options using a mobile device at a point of sale; Financial services, namely, investment fund transfer and transaction services; Financial services, namely, providing electronic transfer of a virtual currency for use by members of an on-line community via a global computer network; Financial transaction services, namely, providing secure commercial transactions and payment options; Bill payment services provided via an electronic wallet; Electronic funds transfer; Processing electronic payments made through prepaid cards; Processing of electronic wallet payments; Providing electronic processing of electronic funds transfer, ACH, credit card, debit card, electronic check and electronic payments; Providing electronic processing of ACH and credit card transactions and electronic payments via a global computer network; Providing electronic processing of credit card transactions and electronic payments via a global computer network; Providing an internet website portal in the field of financial transaction and payment processing services(Based on 44(e)) Banking services; Bill payment services provided through a website; Bill payment services provided via on-line sites; Charitable fundraising services by means of a website where donors search for and make monetary donations to specific charities or projects aimed at a variety of charitable organizations; Charitable fundraising services by means of providing individuals with the information and opportunity to make monetary donations to their favorite charity; Currency exchange services; Electronic payment services involving electronic processing and subsequent transmission of bill payment data; Electronic transfer of funds; Electronic transfers of money; Electronic processing of insurance claims and payment data; Financial transaction services, namely, providing secure commercial transactions and payment options using a mobile device at a point of sale; Financial services, namely, investment fund transfer and transaction services; Financial services, namely, providing electronic transfer of a virtual currency for use by members of an on-line community via a global computer network; Financial transaction services, namely, providing secure commercial transactions and payment options; Bill payment services provided via an electronic wallet; Electronic funds transfer; Processing electronic payments made through prepaid cards; Processing of electronic wallet payments; Providing electronic processing of electronic funds transfer, ACH, credit card, debit card, electronic check and electronic payments; Providing electronic processing of ACH and credit card transactions and electronic payments via a global computer network; Providing electronic processing of credit card transactions and electronic payments via a global computer network; Providing an internet website portal in the field of financial transaction and payment processing services