Financial services, banking services, credit card services, debit card services, charge card services, pre-paid card services, smart card services, electronic credit and debit transactions, electronic funds transfer, payment processing services, person-to-person payment services, transaction authentication and verification services, cash replacement rendered by credit cards and debit cards, currency exchange services, online banking services, bill payment services, deposit access and automated teller machine services, check cashing and cash disbursement services, dissemination of financial information and electronic payment data including via a global computer network, providing electronic mobile payment services by providing secure commercial transactions and payment options using a mobile device at point of sale, and financial sponsorship of sports competitions, events, activities, and games