Electronic payment services involving electronic processing and subsequent transmission of bill payment data; Electronic transfer of funds; Financial transaction services, namely, providing secure commercial transactions and payment options; Providing electronic processing of electronic funds transfer, ACH, credit card, debit card, electronic check and electronic payments; Trust services, namely, investment and trust company services; Automated Clearing House (ACH) transaction processing services; Financial custody services, namely, maintaining possession of financial assets for others for financial management purposes; Maintaining escrow accounts for receiving and maintaining escrow funds and disbursing them pursuant to customer instructions