Electronic payment services involving electronic processing and subsequent transmission of point of sale payment data; Financial transaction services, namely, providing secure commercial transactions and payment options; Financial transaction services, namely, providing secure commercial transactions and payment options using a mobile device at a point of sale; Merchant services, namely, payment transaction processing services; Merchant services, namely, advancing funds to businesses and merchants for payment on consumer sale transactions; Debit account services featuring a tablet-compatible mobile scanner for reading consumer bank cards at point of sale; Payment processing services in the field of point of sale retail payments; Payment processing services in the field of offline payments, namely, cash, check, remotely-created check, money order, bank transfer or wire, postal orders and signature debit transactions; Payment processing services in the field of online payments; Payment processing services, namely, credit card and debit card transaction processing services; Providing an internet website portal in the field of financial transaction and payment processing services; Providing electronic processing of electronic funds transfer, ACH, credit card, debit card, electronic check and electronic payments; Providing multiple payment options by means of customer-operated electronic terminals available on-site in retail stores; Financing, analytics and payment processing services in the field of providing a payment method that allows splitting a purchase into multiple payments; Financing services; Consumer lending services; Installment financing; consulting in the field of data analytics to improve real-time financial decisions