Banking and financing services; Financial and banking services for personal financial needs, namely, providing certificates of deposits, cash management services, loans, lines of credit, and mortgages; Internet banking services; Automated teller machine services; Foreign and domestic currency exchange services; Credit card services, namely, credit card payment processing services and issuing credit cards; Electronic credit card transactions processing services; Credit card transaction processing services; Credit card verification; Electronic payment services involving electronic processing and subsequent transmission of bill payment data; Banking Services; Banking and payment services, namely, credit card transaction processing services; Provision of financial information by electronic means; Financial services, namely, originating, acquiring, managing, collecting of debts for and brokerage of unsecured consumer loans