Identification verification services, namely, providing authentication of a user's identity in lieu of a password, or as a second factor in addition to a password via secure storage and transmitting such information via the internet; Providing user authentication for accessing protected accounts over the internet; Providing user authentication of electronic funds transfer, credit and debit card and electronic check transactions via a global computer network; Providing user authentication services in e-commerce transactions; Providing user authentication services using single sign-on technology, and biometric hardware and software technology for online account logins and electronic transactions, namely, providing user identity management, authentication and verification of personal identification information; Providing electronic verification services using biometric technology for the purposes of authenticating user identity during account changes, activity and transactions; Providing document and identity verification services, namely, providing remote identity document scanning being electronic scanning of personally identifying photographic images, authentication and verification services for customer and employee on-boarding being electronic document and e-mail authentication, and account takeover protection by binding verified identities to accounts and devices using technology to authenticate user identity