Downloadable software for facilitating commercial transactions through electronic means via wireless networks, global computer networks and mobile telecommunication devices; Downloadable software to allow users to perform electronic banking, lending, investing and financial exchange transactions via a global computer network; Downloadable software, namely, electronic financial platform that accommodates multiple types of payment and debt transactions; Downloadable software for management of electronic funds and providing budgeting tools, investment advice and financial insights about money management; Downloadable software for enabling processing of electronic funds transfers and payments made via ACH, credit cards, debit cards, prepaid cards, wireless wallets, mobile wallets, electronic wallets, electronic check and electronic, mobile and online payments; Downloadable software for organizing, storing, providing access to, redeeming, scanning, sharing, and providing information about goods, services, discounts, tickets, boarding passes, admission tickets, transit passes, coupons, rebates, discounts, incentive programs, special offers, rewards, and consumer loyalty programs; Downloadable software for capturing, managing, and storing checking accounts, savings accounts, investment accounts, loans, and credit card and debit card information; Downloadable software for processing, facilitating, verifying, and authenticating mobile payments and contactless transactions with retailers, merchants, and vendors using a mobile device

Electronic payment services, namely, electronic processing of electronic funds, ACH, credit card, debit card, prepaid card, electronic checks, and electronic, mobile and online payments and subsequent transfer of payment data; electronic processing of wireless wallet, mobile wallet, and electronic wallet payments; Financial transaction services, namely, providing secure commercial transactions and payment options; Financial transaction services, namely, providing secure commercial transactions and payment options using a mobile device at a point of sale; Processing of credit card transactions and electronic payments using near field communication (NFC) technology-enabled devices; Online banking and financial services, namely, providing checking accounts, savings accounts, investment accounts, and personal loans, and issuing credit and debit cards, via a global computer network; Online banking and financial services, namely, providing checking accounts, savings accounts, investment accounts, and personal loans, and issuing credit and debit cards, accessible by means of websites or downloadable mobile applications; Cash management, namely, facilitating transfers of electronic cash equivalents; Consulting in the fields of online banking; financial consulting; Banking services; Providing information in the fields of online banking, money lending, investing, budgeting, money management, and personal finance

Providing temporary use of online non-downloadable software for facilitating commercial transactions through electronic means via wireless networks, global computer networks and mobile telecommunication devices; Providing temporary use of online non-downloadable software to allow users to perform electronic banking, lending, investing, budgeting, money management, and financial exchange transactions via a global computer network; Providing temporary use of online non-downloadable software, namely, electronic financial platform that accommodates multiple types of payment and debt transactions; Providing temporary use of online non-downloadable software for management of electronic funds and providing budgeting tools, investment advice and financial insights about money management; Providing temporary use of online non-downloadable software for enabling processing of electronic funds transfers and payments made via ACH, credit cards, debit cards, prepaid cards, wireless wallets, mobile wallets, electronic wallets, electronic check and electronic, mobile and online payments; Providing temporary use of online non-downloadable software for organizing, storing, providing access to, redeeming, scanning, sharing, and providing information about goods, services, discounts, tickets, boarding passes, admission tickets, transit passes, coupons, rebates, discounts, incentive programs, special offers, rewards, and consumer loyalty programs; Providing temporary use of online non-downloadable software for capturing, managing, and storing checking accounts, savings accounts, investment accounts, loans, and credit card and debit card information; Providing temporary use of online non-downloadable software for processing, facilitating, verifying, and authenticating mobile payments and contactless transactions with retailers, merchants, and vendors using a mobile device; Application service provider featuring application programming interface (API) software for integration of online payment systems, loyalty and rewards programs, tickets, passes, coupons, and special offers between merchants and customers