Financial services, namely, banking, credit card transaction processing services, debit card transaction processing services; credit and debit card payment processing services; payment verification services; credit and debit card transaction authorization and settlement services; electronic funds transfer; payment transaction authentication, namely, providing secure commercial transactions and payment options and debt settlement services; value exchange services, namely, secure electronic cash transactions over computer networks to facilitate electronic commerce; processing of credit and debit card financial transactions online via a global computer network or via telecommunication, mobile or wireless devices; dissemination of financial information and financial information in the nature of electronic payment data via a global computer network or via telecommunication, mobile or wireless devices; financial consulting services in the fields of payment solutions, banking, credit cards, debit cards, and payment cards