Downloadable computer application software for mobile phones and handheld computers, namely, software that enables users to scan receipts, odometer readings, and business cards and to allow character recognition of them for use in an automated generation of expense reports that are categorized according to individuals, entities, and/or expense categories; Downloadable computer application software for mobile phones and handheld computers, namely, software which enables users to perform scanning and character recognition to track expenses and payments; Downloadable computer application software for mobile phones and handheld computers, namely, software which enables users to perform scanning and character recognition for accounting, bookkeeping, tax preparation, transaction processing, transaction management, business process management, and financial planning

Providing online business management services; Provision of business administration and management services in the fields of procurement, invoicing, expense and expense account management and reimbursement, and data analytics therefor; provision of business administration and management services in the fields of employee expense and expense account management, and data analytics thereof; tracking and monitoring business-related expenses for reimbursement, business administration and management purposes

Credit card services, namely, issuing business credit cards; virtual credit card services, namely, issuing virtual credit cards; pre-funded card services, namely, issuing pre-paid credit and debit for businesses; Payment processing services, namely, credit card and debit card transaction processing services; Providing electronic processing of electronic funds transfer, ACH, credit card, debit card, electronic check and electronic payments; dissemination of financial information via a global computer network; financial services, namely, electronic processing of bill payments and associated remittance and confirmation data; providing electronic bill payment services to billers, customer service provider organizations and payment providers; transaction authorization and settlement services related to bill payments

Providing a website which features on-line non-downloadable software which enables users to perform scanning and character recognition of receipts, odometer readings, and business cards for use in an automated generation of expense reports that are categorized according to individuals, entities, and/or expense categories; Providing a website that features non-downloadable computer software which enables users to perform scanning and character recognition to track expenses and payments; Providing temporary use of online non-downloadable software which enables users to perform scanning and character recognition of receipts, odometer readings, and business cards for use in an automated generation of expense reports that are categorized according to individuals, entities, and/or expense categories; Software as a service (SAAS) services featuring a computer software platform which enables users to perform scanning and character recognition of receipts, odometer readings, and business cards for use in an automated generation of expense reports that are categorized according to individuals, entities, and/or expense categories; Providing on-line non-downloadable software for use in procurement, invoicing, expense management and reimbursement, and data analytics therefor; providing on-line non-downloadable software for use in employee expense account management, and data analytics therefor; Application service provider (ASP) featuring e-commerce software for use as a payment gateway that authorizes processing of credit cards and direct payments for merchants; Providing a web-based electronic financial platform for corporate buyers and sellers, namely, Platform as a Service (PAAS) featuring computer software for transaction and payment processing services, financial record-keeping, management of identity and compliance data, and management of financial data