Electronic database in the field of financial transactions and banking recorded on computer media; Encoded electronic chip cards for payments; Encoded electronic chip cards for electronic transfer of financial transactions; Magnetic coded cards for use in financial transactions; Magnetically encoded debit cards; Cards encoded with security features for identification purposes; Computer programs, recorded, for financial transactions and banking; Downloadable computer application software for mobile phones, tablets, handheld computers and mobile devices, namely, software for accessing, viewing and managing checking accounts, credit card accounts and savings accounts, paying bills and transferring money; Downloadable computer application software for mobile phones, tablets, handheld computers and mobile devices, namely, software for managing and accessing financial and banking accounts and carrying out financial transactions; Downloadable computer application software for mobile phones, tablets, handheld computers and mobile devices, namely, software for financial forecasting, planning, prediction and analysis; Downloadable computer application software for mobile phones, tablets, handheld computers and mobile devices, namely, software for for transparent bank account decisioning, evaluation and creation; Downloadable computer application software for mobile phones, tablets, handheld computers and mobile devices, namely, software for integrated automated distribution and decision-making solutions; Downloadable computer communications software to allow customers to access bank account information and transact bank business; Downloadable computer programs for financial transactions and banking; Downloadable computer software for authorising access to data bases; Downloadable computer software for creating searchable databases of information and data; Downloadable computer software for financial transactions and banking; Downloadable computer software, namely, an electronic financial platform that accommodates multiple types of payment and debt transactions in an integrated mobile phone, PDA, and web-based environment; Downloadable mobile applications for financial transactions and banking; Downloadable computer software for database management; Electronic and magnetic ID cards for use in connection with payment for services