Downloadable computer software used to process and facilitate mobile payments; downloadable computer software for use in contactless transactions with retailers, merchants, and vendors via mobile devices used to process mobile payments; downloadable computer software for transmitting, processing, facilitating, verifying, and authenticating credit and debit card information and transaction and payment information; downloadable computer software for ensuring the security of mobile payments, of contactless transactions with retailers, merchants and vendors via mobile devices, and of credit and debit card information; downloadable computer software for the storage, transmission, verification, and authentication of credit and debit card and other payment and transaction information

Financial services, namely, providing bill payment services for mobile payments, contactless credit and debit card transactions, loyalty reward card transactions and bill payment transactions with retailers, merchants, and vendors via mobile devices; financial services, namely, processing of mobile credit and cash card payments and contactless debit and credit card transactions, loyalty reward card transactions being loyalty program payment, and bill payment transactions with retailers, merchants, and vendors via mobile devices; financial services, namely, payment verification services for mobile payment, contactless credit and debit card transactions, loyalty reward card transactions, and bill payment transactions with retailers, merchants, and vendors via mobile devices; financial services, namely, facilitating the financing of mobile payments, contactless credit and debit card transactions, loyalty reward card transactions, and bill payment transactions with retailers, merchants, and vendors via mobile devices; financial services, namely, authenticating mobile payments, and contactless credit and debit card transactions, loyalty reward card transactions, and bill payment transactions with retailers, merchants, and vendors via mobile devices being funds verification service of mobile payments, and contactless credit and debit card transactions, loyalty reward card transactions, and bill payment transactions with retailers, merchants, and vendors via mobile devices; providing financial information by electronic means, namely, providing credit and debit card information; financial services, namely, processing and financial administration of mobile credit card payments and contactless debit and credit card transactions, loyalty reward card transactions being loyalty program payment, and bill payment transactions with retailers, merchants, and vendors via mobile devices

Providing on-line non-downloadable computer software for use to process and facilitate mobile payments; providing on-line non-downloadable computer software for use to process mobile payments in contactless transactions with retailers, merchants, and vendors via mobile devices; providing on-line non-downloadable computer software for transmitting, processing, facilitating, verifying, and authenticating credit and debit card information and transaction and payment information; providing on-line non-downloadable computer software for ensuring the security of mobile payments, of contactless transactions with retailers, merchants and vendors via mobile devices, and of credit and debit card information; providing on-line non-downloadable computer software for the storage, transmission, verification, and authentication of credit and debit card and other payment and transaction information; Software as a service (SaaS) services featuring software for providing, processing, verifying, facilitating and authenticating mobile payments, and contactless credit and debit card transactions, loyalty reward card transactions, and bill payment transactions with retailers, merchants, and vendors