Data processing services in the field of banking and payments; promoting the goods and services of others by means of coupons, discounts, advertisements, rewards and incentives generated in connection with the use of credit and debit cards, electronic links to merchant and retailer web sites, and through promotional contests; preparation of financial statements of accounts; bill presentment services; financial records management; management of telephone call centers for others; business information, advisory and consultancy services related to all the aforesaid services

Financial fraud risk management services; financial services, namely, payment transaction processing and payment verification services; electronic payment services, namely, electronic processing and transmission of bill payment data; online personal banking services; financial advisory and consultancy services in the field of fraud and chargeback solutions for merchants and payment card issuers; dissemination of financial information via electronic means in the field of fraud and chargeback solutions for merchants and payment card issuers; financial services provided over the telephone and by means of a global computer network or the Internet, namely, electronic banking via a global computer network; consulting services provided in connection with online banking, online financial transaction services, and online automated financial information aggregation services in the field of fraud and chargeback solutions for merchants and payment card issuers

Design and development of computer software, namely, fraud and chargeback solutions for merchants and payment card issuers; providing on-line non-downloadable software and computer software applications for online banking, expense management, financial transaction data management, financial reporting, accounting, account management, digital receipt generation and management, and processing electronic payments, all in the field of fraud and chargeback solutions for merchants and payment card issuers; data encryption and decryption of financial information; computer and Internet related services, namely, providing on-line electronic computer databases in the nature of identity authentication and verification, risk management, and electronic monitoring of credit card activity to detect fraud via the internet; Customer technical support and technical assistance in the nature of service desk or help desk services provided in connection with online banking, online financial transaction services and online automated aggregation services; software customization services provided in connection with online banking, online financial transaction services and online automated aggregation services; information, advisory and consultancy services relating to all the aforesaid services