Computer services, namely, hosting and maintaining an on-line non-downloadable web site for others for crowdsourcing for business process improvement and idea and innovation management; computer services, namely, creating an on-line community for registered users to engage in crowdsourcing for business process improvement and idea and innovation management; computer services, namely, creating an on-line community for registered users to crowdsource business solutions and business challenges; providing a website featuring online non-downloadable software for management, control and monitoring of investment portfolios, through the internet and mobile non-downloadable application; providing temporary use of on-line non-downloadable software for stock portfolio management services of investment funds, public and private fixed income funds, crypto-currencies and other financial assets; providing temporary use of on-line non-downloadable computer software providing and transmitting information and advice on the quotation of financial assets in general and on investment portfolios through a centralized control tool; providing temporary use of on-line non-downloadable computer software for portfolio simulation of investments and other financial assets, for information and education of potential investors; providing temporary use of on-line non-downloadable computer software for purchase and sale of financial assets, approaching brokers and potential investors; providing temporary use of on-line non-downloadable computer software for the management of funds, namely, stock management, funds, fixed public and private income, crypto currencies and other financial resources; providing temporary use of on-line non-downloadable computer software that allows people or organizations to create a voting event, vote on the issue, change their vote at will and track the input; providing temporary use of on-line non-downloadable computer software for use in database management that features a point-based value system; providing temporary use of on-line non-downloadable computer software for managing job bank databases, web-based software for managing job applicants files, web-based software for managing the administration of competency, skills, traits of character and knowledge tests