Software as a service (SAAS) service featuring software for creating and transferring a digital token that is created in the blockchain-based distributed ledger for provision of online equity-based payment information storage and transactions and proportionally represents the potential profit or capital gain, payable to the recipient, from an equity position once given its initial price, but does not denote the equity itself which is held by a business entity that assigns the token to the recipient as a promise for future profit sharing