banking and financial services, namely, processing electronic transfer of funds, bill payment, and electronic payments made via prepaid cards, credit cards, and debit cards; financial fund exchange, namely, electronic transfer of funds; bill payment services; clearing-house services, namely, electronic fund transfer and payment processing services; credit card, debit card, and pre-paid charge card services, namely, processing credit card, debit card, and prepaid charge card transactions; purchaser identity and transaction verification for e-commerce transactions in the nature of payment and funds verification services; processing payments made via prepaid cards, credit cards, and debit cards, by consumers to merchants through multiple channels including payments made on-line; providing financial information; financial information provided by electronic means in the field of finance