Downloadable computer software for accounting, reporting, processing and management of reinsurance contracts and claims and related user's manuals, sold as a unit; downloadable computer software to enable insurance companies to manage claims for their lifecycle, namely, notice of loss through salvage, subrogation, and litigation; downloadable computer software for use by the insurance industry to provide information about policy holders and their relationship with an insurance company, including policies; downloadable computer software and programs for personal lines insurance brokers, agents and for the insurance industry for use in policy entry and quotation, policy rating and underwriting, policy issue and endorsement, policy illustration, policy cancellation and renewal, claims administration and assignment, claims reserve management, billing, collections, payments, accounting and general ledger, annual statement processing and reporting, management reporting and business intelligence, document print and display, customer relationship management, reinsurance contract management, cession, and assumption, agency operations management and comparative rating, agent registration, licensing, and education, agent portal management, and payer to provider integration, electric funds transfer, preparation of billing notices, management of medical claims and workers compensation claims, billing, and payment processing, check printing, management of payment, billing, due date, collections, and claims processing for financial accounting reporting requirements; downloadable computer software for use by insurance companies for use in automating business processes, namely, life insurance underwriting processes; downloadable computer software for use in the insurance field, namely, systems automation to assist insurance professionals provide rapid, accurate and efficient insurance services to their customers; downloadable computer software for insurance administration, namely, billing, claims administration, underwriting, and management of insurance policies and applications; downloadable computer software for use in the marketing of life insurance; downloadable computer software to assist with compliance with state unclaimed property reporting requirements; downloadable computer software for insurance companies, state workers compensation insurance funds, and third party administrators for use in managing and administrating workers compensation insurance policies, billing, and claims; downloadable computer software to facilitate the electronic submission of bills

Price comparison services in the field of life insurance provided via a global computer network; Business services, namely, providing information and on-line computer databases for the purpose of managing the administration of insurance policies and insurance applications and managing information associated with annual statement processing and reporting

Consulting and information concerning insurance, namely, providing on-line information in the fields of financial compensation, medical billing and workers compensation and auto insurance; insurance claim processing information for employers with notification of potential worker's compensation claims via facsimile or electronic mail; providing life insurance information services in the nature of rate quotes to insurance companies and agents via a global computer network; providing life insurance information services to prospective customers, namely, providing life insurance needs calculation tools, rate quote comparisons, and paperless application request forms all via a global computer network

Educational services in the nature of regulatory and compliance training for the financial, insurance and brokerage industries

Application service provider (ASP) featuring software for use by insurance companies, state workers compensation insurance funds, and third party administrators for use in managing and administrating workers compensation policies, billing, and claims; application service provider (ASP), namely, hosting computer software applications of others; application service provider (ASP), namely, hosting computer software applications for use in underwriting and administrating of insurance claims, processing and administrating of property and casualty insurance carriers, managing and administrating of insurance policies, billing, and claims, imaging, document management, regulatory and financial compliance reporting for the insurance industry; software development services in the field of insurance marketing; document data transfer from one computer format to another; conversion of data or documents from physical to electronic media