Computers; personal digital assistants; mobile phones; electronic target location apparatus in the nature of GPS navigation devices; Downloadable computer software for use in database management and use in electronic storage of data; Downloadable software for financial evaluation for insurances purposes and insurance information and consultancy; Downloadable mobile application software for financial evaluation for insurances purposes and insurance information and consultancy; Downloadable computer software for accessing information directories that are downloadable from the global computer network; Downloadable computer software platforms for financial consultancy and insurance consultancy; Computer interfaces; Downloadable computer software applications for financial consultancy and insurance consultancy

Insurance services being development of insurance policies for others; Insurance, brokerage, agency and risk management services; Peer to peer insurance services being insurance consultancy and administration; Personal insurance services being agency services; Charitable fund raising services; Charitable fund raising; Charitable fund raising using peer to peer giving; Accepting and administering monetary charitable contributions; Charitable fundraising services, namely, provision of funding and/or financial assistance for charities and charitable causes; Personal finance services in the nature of providing financial advice and information; Personal banking services; Provision of financial information; Banking services; Financial services in the nature of peer to peer lending; consultancy, information and advisory services relating to all of the aforesaid services; including the aforesaid services being location based

Transmission of secured data, sound and images in the nature of transmission services via wireless communication networks and the internet; Peer to peer communication by cellular phones, computer terminals and fibre-optic networks; Transmission of data or audio visual images via a global computer network or the Internet; Providing Internet access; Digital transmission services for audio and video data; Communication by computer terminals; Communication services in the nature of the electronic transmission of data and images; Digital communications services; Message sending; Providing internet chat room services; Operating chat rooms; Mobile communications services being communications by mobile phones; Rental of communications equipment; Leasing of communications apparatus; Providing access to websites on the Internet or any other communications network; Consultancy, information and advisory services relating to all of the aforesaid services; including the aforesaid services being location based