Downloadable software for e-commerce, mobile commerce, and online shopping; Mobile applications for e-commerce, mobile commerce, and online shopping; Computer software and downloadable applications for computer and mobile electronic devices for personal and professional financial management, cash management, financial planning, tracking and reporting on personal, professional and household finances, tracking spending habits and cash flow, purchase receipts tracking and categorization, linking bank accounts and sharing and comparing financial information with others; Computer software for use in mobile electronic devices and near field communication (NFC) technology-enabled readers to facilitate the use of coupons, rebates, discounts, vouchers, loyalty points and special offers; Computer software and downloadable applications that allows merchants to deliver coupons, rebates, discounts, vouchers, loyalty points and special offers directly to the mobile electronic devices of consumers; Computer software and downloadable applications that allow merchants to transmit digital advertising, namely, smart posters featuring coupons, rebates, discounts, vouchers, and special offers to retail and wholesale in-store locations and enable consumers to access said posters; Downloadable applications that enable electronic transmission of payment data; Downloadable applications that allow for hosting of payment credentials, namely, debit and credit cards and loyalty card credentials on mobile electronic devices; Downloadable applications that enable consumers to digitally transfer coupons, rebates, discounts, vouchers and special offers from websites, Internet, emails and digital files directly to their mobile electronic devices for presentation to merchants; Downloadable applications that allow for hosting of identification credentials, namely, driver's license, health card, and social insurance number card; Computer software for automating user tasks, transactions and enterprise data, namely, expense management, budgeting, procurement, facilities management, employee benefits and personnel data

Promoting the banking, mortgage, insurance and financial services of others by communicating special offers, contests and rebates to computer and mobile devices

Communication services, namely, providing consumers with instant messages via their computer and mobile electronic devices regarding financial transactions and purchases

Software as a service (SaaS) services in the field of personal and professional financial management, cash management, financial planning, tracking and reporting on personal, professional and household finances, tracking spending habits and cash flow, purchase receipts tracking and categorization, linking bank accounts and sharing and comparing financial information with others