Providing a web hosting platform for insurance companies, brokers and program managers to realign business models for the digital era; Application service provider featuring application programming interface (API) software for accelerating integrations of existing IT and computer systems with raters of multiple insurance carriers, insurance carriers and insurance carrier partner systems, and third-party data providers; Providing temporary use of online non-downloadable middleware for providing an interface between web browser and legacy systems; Application service provider featuring application programming interface (API) software; Computer services, namely, providing an interactive web site featuring technology that allows users to consolidate and manage distribution networks, accounts, and connections to existing and emerging application programming interfaces (APIs); Integration of computer systems and networks; Computer services, namely, integration of computer software into multiple systems and networks; Providing on-line non-downloadable software using artificial intelligence for machine learning in transforming complex applications to more common uses; Platform as a service (PAAS) featuring computer software platforms to digitize sales, service and distribution of insurance products; Platform as a service (PAAS) featuring computer software platforms for insurance carriers, insurance wholesalers, insurance managing general agents (MGAs), and insurance program managers to integrate the insurance value chain of claims payment, policyholder retention and insurance segmentation; Application service provider featuring application programming interface (API) software to enhance user experience through digitalization and creating multiple touch points for anytime, anywhere service in processing insurance claims; Integration of computer systems and networks for online distribution of insurance through B2B and/or B2C channels, stakeholders and value chain partners; Application service provider featuring application programming interface (API) software for insurance policyholders, insurance agents, insurance program managers, insurance wholesalers, and insurance managing general agents and carriers to exchange information in real-time; Providing temporary use of online, non-downloadable enterprise software for fraud identification, and attorney demand management using artificial intelligence (AI), machine learning (ML), deep learning (DL), natural language processing (NLP), optical character recognition (OCR) and text mining; Providing temporary use of online, non-downloadable enterprise software for quick and easy reporting of insurance claims