Downloadable computer software for automating downloadable customer incentive programs; downloadable computer software for digital marketing to customers via electronic transmission of coupons, messages, offers, rebates and vouchers; downloadable computer software for electronic delivery and tracking of customer rewards and incentives; downloadable computer software for creation and electronic transmission of customer messages, marketing campaigns, gift cards, coupons, offers, rebates and vouchers, and for tracking and analysis thereof; downloadable computer e-commerce software to allow users to perform electronic business transactions via a global computer network; downloadable payment gateway software for linking e-commerce websites to credit card processing networks; downloadable software for scheduling appointments, enabling client communication and posting of reviews by clients; downloadable computer software, namely, an electronic financial platform that accommodates multiple types of payment and debt transactions in an integrated mobile phone, PDA, and web-based environment; downloadable computer GPS software which displays and shares user location and enables interaction with other users; downloadable computer software for use in customer relationship management (CRM); downloadable communication software which enables instant messaging, file sharing and transmission of audio, data and video files; downloadable computer software for processing images, graphics, audio and video files and text; recorded software for sending and receiving electronic messages, graphics, images, audio and audio visual files via global communication networks; downloadable computer software for pharmacy and health care providers to interact and communicate with their patrons online, allowing their patrons to access personalized patient specific health care information, check scheduled appointments, create personal e-reminders and text memos; downloadable computer software for operating digital wallet based access to cabinets and lockers for the purposes of retrieving medication and other e-commerce based business transactions via a global computer network

Financial transaction services, namely, providing secure commercial transactions and payment options; electronic commerce payment services, namely, establishing funded accounts used to purchase goods and services on the Internet; savings account services

Application service provider (ASP) featuring e-commerce software for use as a payment gateway that authorizes processing of credit cards or direct payments for merchants; developing and hosting a server on a global computer network for the purpose of facilitating e-commerce via such a server; providing temporary use of non-downloadable computer software for automating downloadable customer incentive programs; providing temporary use of non-downloadable computer software for enabling third parties to engage with customers via digital communications; providing temporary use of non-downloadable computer software for creation and electronic transmission of customer messages, marketing campaigns, gift cards, coupons, offers, rebates and vouchers, and for tracking and analysis thereof; providing temporary use of non-downloadable computer e-commerce software to allow users to perform electronic business transactions via a global computer network; providing temporary use of non-downloadable payment gateway software for linking e-commerce websites to credit card processing networks; providing temporary use of non-downloadable computer software for scheduling appointments, enabling client communication and posting of reviews by clients; providing temporary use of non-downloadable computer software for pharmacy and health care professionals, health care suppliers and patients to track documents over computer networks, intranets and the internet, and to schedule and manage health care; providing temporary use of non-downloadable computer GPS software which displays and shares user location and enables interaction with other users; providing temporary use of non-downloadable computer software for e-commerce retailers to implement, customize and manage customer loyalty programs and create interactive customer loyalty websites; design, creation, hosting and maintenance of internet sites for third parties; providing temporary use of non-downloadable communication software which enables instant messaging, file sharing and transmission of audio, data and video files; providing temporary use of non-downloadable computer software for processing images, graphics, audio and video files and text; providing temporary use of non-downloadable computer software for pharmacy, health care, veterinary care and personal services providers which enables interaction and communication with their patrons online, allowing their patrons to access personalized health care information, check scheduled appointments, create personal e-reminders and text memos; providing temporary use of non-downloadable computer software for use by laboratories to interact and communicate with their patrons online, allowing their patrons to access personalized laboratory information, check scheduled appointments, create personal e-reminders and text memos