Downloadable computer programs for tracking, managing, and analyzing personal financial and insurance accounts, for providing financial and insurance advice, and for financial planning in relation to insurance and financial services; Downloadable insurance and financial business technology software for tracking, managing, and analyzing personal financial and insurance accounts, for providing financial and insurance advice, and for financial planning; Downloadable insurance and financial information, data and code provided via telecommunications networks, by on-line delivery and by way of the internet and the worldwide web, namely, insurance and financial information recorded on computer media; Downloadable insurance and financial publications in electronic form supplied on-line from databases or from facilities provided on the internet, namely, newsletters, articles, blogs, and magazines in the fields of insurance and finance; insurance and financial downloadable electronic publications in the nature of books, manuals, catalogues and training materials featuring insurance and financial information; downloadable insurance and financial computer programs for use on mobile telephones, handheld computing devices, tablets, laptop computers and computers for tracking, managing, and analyzing personal financial and insurance accounts, for providing financial and insurance advice, and for financial planning; Downloadable insurance and financial mobile and tablet applications for tracking, managing, and analyzing personal financial and insurance accounts, for providing financial and insurance advice, and for financial planning

Insurance services, namely, administration, brokerage and underwriting in the field of business, household and personal cover; financial services, namely, financial advice, financial administration of insurance policies, financial analysis, financial asset management, clearing of financial transactions, financial consultancy, financial evaluations, feasibility studies, forecasting, guarantees, financial information, financial planning, financial research, preparation of financial statements, financial transactions services, namely, providing secure commercial transactions and payment options; providing insurance and financial information via a web site; insurance services, namely, administration, brokerage and underwriting for businesses, persons, and households, namely, providing insurance coverage for income, education, legal, food, grocery, transport, funeral, group funeral, health, medical, gap cover, critical illness, dreaded disease, disability, life, group life, short term, property, accident, causality and casualty expenses or loss events; life and group life assurance, namely, insurance administration, brokerage and underwriting; life and group life assurance consultancy; preparation of financial and insurance reports; providing insurance, financial consultation; insurance and financial advisory and consultancy services; providing information in relation to these financial and insurance services