Financial services, namely, providing payment services between purchasers and sellers of goods and services all conducted via global communications network; providing financial transaction services in the nature of credit card and debit card authorization services and facilitating the processing of credit card and debit card payments; clearing and reconciling financial transactions via a global computer network; providing transactional services relating to point-of-sale transactions in the nature of providing secure commercial transactions and payment options using a mobile device at a point of sale; card-accessed financial services in the nature of electronic credit card and debit card transaction processing services; Merchant services, namely, payment transaction processing services; Financial services, namely, payment method allowing shoppers to pay with social influence as currency at the point of sale using personal posts on social media websites