Downloadable computer e-commerce software to allow users to perform electronic business transactions via a global computer network; Downloadable computer software for use as a digital wallet; Downloadable computer software for use as an electronic wallet

Clearing and reconciling financial transactions via a global computer network; Electronic transfer of funds; Electronic transfer of money; Financial services, namely, funding online cash accounts from prepaid cash cards, bank accounts and credit card accounts; Financial services, namely, providing a virtual currency for use by members of an on-line community via a global computer network; Financial transaction services, namely, providing secure commercial transactions and payment options; Credit card payment processing services; Electronic payment services involving electronic processing and subsequent transmission of bill payment data; Financial services, namely, providing electronic transfer of a virtual currency for use by members of an on-line community via a global computer network; Financial services, namely, providing on-line stored value accounts in an electronic environment; Merchant services, namely, payment transaction processing services; Payment and funds verification services; Providing an internet website portal in the field of financial transaction and payment processing services; Providing electronic processing of ACH and credit card transactions and electronic payments via a global computer network

Developing and hosting a server on a global computer network for the purpose of facilitating e-commerce via such a server