Providing incentive award programs for users through the distribution of redeemable points, rewards, vouchers, or gift cards for the purpose of promoting and rewarding loyalty; Providing incentive award programs through issuance and processing of loyalty points, rewards, vouchers, or gift cards for purchase of goods and services; promoting the goods and services of others by means of a loyalty rewards program; Administration of programs that allow users to redeem points, rewards, vouchers, or gift cards; Retail store services featuring a frequent patron program in which points, rewards, vouchers, or gift cards are accumulated to be used for purchases; online retail store services featuring delivery of gift cards, points, rewards, vouchers and delivery of digital media, namely, pre-recorded music, video, images, text and audiovisual works