Banking services; business banking services; financial treasury management services, payment processing services, namely, credit card and debit card transaction processing services; credit card, debit card and electronic check transaction processing services; issuing stored value cards; investment consultation, investment brokerage and investment management services; financial investment services in the fields of securities, mutual funds, certificates of deposit, and portfolio management; financial evaluation for insurance purposes; accounts payable debiting services; commercial lending services; consumer lending services; issuing letters of credit; foreign exchange services, namely, foreign exchange transactions, foreign exchange information services and providing for the exchange of foreign currency; credit and financial consultation; treasury financial management services; trust management accounts services; cash management services; online banking services; online business banking services; bill payment services; electronic payment, namely, electronic processing and subsequent transmission of ACH payment data, electronic check payment data, electronic payments, and invoice, bill, tax, and distribution payment data; tax payment processing services; providing information in the field of banking, credit card and debit card services, credit card, debit card and electronic check transaction processing services, financial management, investment brokerage, investment management, financial portfolio management, insurance, accounts payable debiting services, trust management accounts services, cash management services, online banking, bill payment services, and tax payment processing services

Platform as a service (PAAS) featuring computer software platforms for payment and accounts receivables reconciliation, payment and funds verification services, secure transmission of payment and payment settlement data, electronic payment services involving electronic processing and subsequent transmission of bill payment and accounts receivable data, cash position forecasting and reporting, presentation of third party application data and visuals, and for providing secure commercial transactions and payment options