Business administration services, namely, developing and maintaining formulary, contracting with pharmacies and negotiating discounts and rebates with drug manufacturers; Pharmaceutical cost management services for pharmaceuticals covered by commercial insurance and not covered by insurance provided to pharmacies; Pharmaceutical cost management services for pharmaceuticals covered by commercial insurance and not covered by insurance provided to consumers; Administering discount group purchasing programs, namely, negotiating contracts with pharmacies to enable participant consumers, both those covered and not covered by commercial insurance, to obtain discounts on the purchase of pharmaceuticals; health care cost management services for others; marketing of pharmaceutical products for others; administration of a discount program for pharmaceuticals not covered by insurance, through use of a discount card, for consumers; administration of a non-insurance discount program for pharmaceuticals covered by separate commercial insurance enabling participant consumers to obtain additional discounts, through use of a discount card

Insurance services, namely, underwriting, issuance, management, and administration of prescription drug programs; claims administration services in the field of prescription drug insurance; processing and paying prescription drug insurance claims; and provide secondary prescription drug plan insurance for senior citizens to supplement their Medicare prescription drug plans; Pharmacy benefits management services for pharmaceuticals covered by commercial insurance; pharmacy insurance claims processing services for prescription pharmaceuticals covered by commercial insurance; pharmacy payment processing services for prescription pharmaceuticals not covered by insurance; Providing insurance information services on-line, namely, whether certain elective pharmaceuticals are covered or not covered by commercial insurance for consumers