ATM banking services; Banking services, Banking services featuring checking accounts, savings accounts, and money market account services, provision of certificates of deposit and other deposit instruments; banking consultation; vault and safety deposit box services; Financing services; Providing personal and business loans and lines of credit; Construction financing for commercial and residential properties; Commercial real estate loans; Providing commercial invoice factoring lines of credit and accounts receivable financing; Providing loans for agricultural land development, equipment and crops; Providing business loans via the Small Business Administration, United States Department of Agriculture, and other U.S. government guaranteed loan programs; Providing loans for small businesses; Mortgage lending; Mortgage refinancing; Providing home equity lines of credit; Credit card and debit card services, namely, processing of credit and debit card payments; Mobile banking services; Electronic banking services by means of mobile telephone applications; Electronic banking via a global computer network; Online banking services; Providing electronic processing of ACH and credit card transactions and electronic payments via a global computer network; Providing electronic processing of credit card transactions and electronic payments via a global computer network; Providing electronic processing of electronic funds transfer, ACH, credit card, debit card, electronic check and electronic payments; Financial services, namely, electronic remote check deposit services; Merchant services, namely, payment transaction processing services; Merchant banking services