Money coaching services; Workshops and seminars in the field of finances, budgeting, money coaching, debt reduction; Coaching in the field of finances, budgeting, money coaching, debt reduction; Conducting workshops and seminars in personal awareness; Conducting workshops and seminars in finances, budgeting, money coaching, debt reduction; Education services, namely, providing on-line workshops, seminars, classes, retreats, meeting in the field of finances, budgeting, money coaching, debt reduction; Education services, namely, providing panel discussions in the field of finances, money, and personal development; Educational services, namely, conducting workshops, seminars, classes, retreats, meetings in the field of finances, budgeting, money coaching, debt reduction and distribution of educational materials in connection therewith; On-line journals, namely, blogs featuring finances, budgeting, money coaching, debt reduction; Providing a web site featuring non-downloadable instructional videos in the field of finance; Providing a website featuring blogs and non-downloadable publications in the nature of articles, information in the field(s) of finances, budgeting, money coaching, debt reduction; Providing a website featuring non-downloadable videos in the field of financial planning; Providing on-line training workshops, classes, seminars, retreats, meetings in the field of finances, budgeting, money coaching, debt reduction