Magnetically encoded cards, namely, charge cards, credit cards, debit cards, and payment cards; credit, debit, charge and payment cards containing an encoded electronic chip; credit, debit, charge and payment cards containing a blank electronic chip; downloadable computer software for facilitating commercial transactions through electronic means via wireless networks, global computer networks and mobile telecommunications networks; downloadable computer software for use in connection with the electronic storage, transmission, presentation, verification and authentication of credit, debit, charge and payment cards; downloadable computer software and computer applications for mobile devices for accessing financial services, namely, electronic payments

Administration of discount programs for enabling corporate participants to obtain discounts on goods and services for the benefit of the corporation through use of corporate physical and virtual credit, debit, charge and payment cards; Tracking, comparing and monitoring corporate and employee expenses for others for cost accounting purposes; Promoting the membership of physical and virtual credit, debit, charge and payment card accounts through the administration of incentive award programs; Providing incentive award programs through issuance and processing of loyalty points for purchase of a company's goods and services; Promoting the goods and services of others by awarding purchase points for physical and virtual credit, debit, charge and payment card use; accounting services; accountancy advice related to tax preparation; accountancy advice relating to taxation; accounting consulting; accounting services related to tax planning; business information services in the field of taxes; income tax consulting and preparation services; tax advisory services; tax preparation services

Financial services, namely, savings and spending account services, direct paycheck deposit services, money transfer services, foreign exchange transaction services, bill payment services and ATM banking services; financial services, namely, providing bank account information by electronic means; Issuance of credit, debit, charge and payment cards; payment and transaction processing services in the field of credit, debit, charge, and payment cards; issuance of virtual credit, debit, charge and payment cards, virtual currency, and electronic stored value accounts; virtual credit, debit, charge and payment card transaction processing; Financing loans for business payments through use of corporate credit, debit, charge and payment cards; corporate cash management services; financial management; financial transaction services, namely, providing secure commercial transactions and payment options using a mobile device at a point of sale; electronic processing of wireless electronic wallets, mobile electronic wallets and virtual credit, debit, charge and payment card transactions

Provision of an on-line expense management tool for others in the nature of providing temporary use of online non-downloadable software for transaction approval and expense management; Computer services, namely, hosting and maintaining online website for others to provide feedback and information with respect to physical and virtual credit, debit, charge and payment card membership; Providing temporary use of a web-based software application for controlling, monitoring and validating credit, debit, charge and payment card transactions and virtual payment transmissions; providing temporary use of non-downloadable computer software for facilitating commercial transactions through electronic means via wireless networks, global computer networks and mobile telecommunications networks; providing temporary use of non-downloadable computer software for use in connection with the electronic storage, transmission, presentation, verification and authentication of credit, debit, charge and payment cards; providing temporary use of non-downloadable computer software and computer applications for mobile devices for accessing financial services, namely, electronic payments