banking and financial services, namely, processing electronic transfer of funds, currency exchange, bill payment, and electronic payments involving electronic processing of electronic payments made via prepaid cards, credit cards, debit cards, codes such as barcodes, stored value tokens, cash vouchers, and gift vouchers; financial fund exchange, namely, electronic transfer of funds and currency exchange; bill payment services; currency exchange services; clearing-house services, namely, electronic fund transfer and payment processing services, namely, electronic processing of payments made via prepaid cards, credit cards, debit cards, codes in the nature of barcodes, stored value tokens, cash vouchers, and gift vouchers; credit card, debit card, and pre-paid charge card services, namely, providing prepaid charge cards and processing credit card, debit card, and prepaid charge card transactions; stored-value account processing, namely, providing consumers with an e-wallet account for use in making secure online payments to merchants in the nature of providing on-line stored value accounts in an electronic environment; sale of electronic money and vouchers via the internet, namely, issuing barcodes of cash value and vouchers of cash value for use in financial and e-commerce transactions; purchaser identity and transaction verification for e-commerce transactions in the nature of payment and funds verification services; issuance of electronic money and tokens and vouchers of cash value for use in purchases at conventional and online merchants; virtual prepaid debit card services, namely, issuing stored value cards having a one-use-only payment card number, for use in purchasing goods and services on-line, by mail, and by telephone, all funds used in such purchases being debited from the user's electronic money account; processing payments made via prepaid cards, credit cards, debit cards, codes such as barcodes, stored value tokens, cash vouchers, and gift vouchers, by consumers to merchants through multiple channels including payments made on-line, via call centers and via automated telephone; financial consulting service in the field of electronic processing of financial fund exchange, financial transaction, currency exchange and trading, bill payment; providing financial information; and financial information provided by electronic means in the field of finance