Downloadable software for online banking, financial management, managing online stored value accounts, or use as a cryptocurrency wallet; Downloadable software for financial fund exchange, currency exchange, debt transaction, bill payment, or electronic payments made through virtual currencies, prepaid cards, credit cards, debit cards, codes such as barcodes, stored value tokens, cash vouchers, and gift vouchers; Downloadable software for secure storage or transfer of data; Downloadable software for cryptocurrency exchange, cryptocurrency trading, or electronic transfer of virtual currencies; Downloadable software for accessing financing and loan services, debt collection services, or debt purchasing services; Downloadable authentication software for controlling access to and communications with computers and computer networks; Downloadable software for providing and accessing news, consultancy and information in the field of finance; Downloadable software for use in allowing merchants to sell their products directly to their customers, namely, payment processing, merchandise selection, food delivery and take-out options; card readers for credit cards or magnetically encoded cards; and smart cards, credit cards, e-vouchers, debit cards, charge cards, check guarantee cards, prepaid cards, store value cards, or magnetically encoded cards