Downloadable mobile application software, downloadable computer applications software and downloadable electronic data files in the nature of computer spreadsheets for calculating accelerated loan repayment through line of credit refinancing

Educational services, namely, online pre-recorded and live seminars instructing students in the use of existing banking products and how to reduce overall debt and interest paid in conjunction with management of cash-flow; Educational services in the nature of live seminars and pre-recorded instructional courses for students to learn banking strategies for using lines of credit instead of traditional loans to quickly retire any type of debt; Educational services in the nature of live seminars and pre-recorded instructional courses for students to understand and selectively employ or avoid conventional tools used by banks, credit card companies and other lending institutions to manage cash flow; Educational services in the nature of live seminars and pre-recorded instructional courses for students to learn how to budget and manage cash flow, or income; Educational services in the nature of live seminars and pre-recorded instructional courses for students to learn how to use lines of credit, debt transfer, reduce the amount of interest paid on financed investments to achieve wealth accumulation