Payment processing services, namely, credit card and debit card transaction processing services; Bill payment services; Bill payment services provided through a website; Charge card and credit card payment processing services; Credit and cash card payment processing services; Credit card payment processing services; Electronic payment services by which utility customers may apply money from various sources for payment of energy costs; Electronic commerce payment services, namely, establishing funded accounts used to purchase goods and services on the Internet; Financial transaction services, namely, providing secure commercial transactions and payment options using a mobile device at a point of sale; Loyalty program payment processing services; Merchant services, namely, payment transaction processing services; Processing electronic payments made through prepaid cards; Processing of credit card payments; Processing of credit card payments via near field communication (NFC) technology-enabled devices; Processing of debit card payments; Providing electronic processing of ACH and credit card transactions and electronic payments via a global computer network; Providing multiple payment options by means of customer-operated electronic terminals available on-site in retail stores