Credit and financial consultation; Credit consultation; Credit counseling services; Credit inquiry and consultation; Credit risk management; Business credit reporting services; Business credit verification services; Consumer credit consultation; Evaluation of credit bureau data; Evaluation of the credit worthiness of companies and private individuals; Financial services, namely, credit agencies featuring credit processing, namely, credit checking, credit analyzing, and financial reporting services; Financial services, namely, credit repair and restoration; Processing of credit card payments via near field communication (NFC) technology-enabled devices; Providing electronic processing of ACH and credit card transactions and electronic payments via a global computer network; Providing electronic processing of electronic funds transfer, ACH, credit card, debit card, electronic check and electronic payments